Fire & Allied Perils

The basic fire policy covers damage or loss to the insured property as a result of fire, lightning and domestic explosion. This could however be extended to cover allied perils such as aircraft damage, extended explosion, riot and civil commotion, malicious damage, earthquake, storm and tempest, flood, bursting or overflow of water tanks, sprinkler leakages, impact damage, subsidence, subterranean fire and spontaneous combustion.


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